Med Plus STM

Short Term Medical

& Child Only

Underwritten by Starr Indemnity & Liability Company

Health Insurance Innovation’s Med Plus STM is the affordable solution right for you. It pays benefits like a major medical insurance plan, but for a pre determined length of time, and pays benefits up to a $2,000,000 Lifetime Maximum per Covered Person. You can select from a wide range of deductible and coinsurance options to tailor a plan to fit your lifestyle needs and budget!

NEW Med Plus STM is ideal for those who are:

Between jobs or laid off
Waiting for employer benefits
Part-time or Temporary employees
Recently graduated
Without adequate health insurance


Exclusive features include:

Up to $2,000,000 Lifetime Maximum per Covered Person
Choice of Coverage Periods of up to 6 or 12 months (12 month option is not available in all states)
Doctors Office and Urgent Care Center Visits - $50 Co-pay (Maximum of 3 per Covered Persons)
Choice of deductibles - $250, $500, $1,000, $2,500, $5,000, $7,500 or $10,000
Coinsurance options of 80% or 50% up to either $5,000 or $10,000
Freedom to choose any doctor or hospital
Child Only Coverage available - minimum age two years old
Foreign Travel (medical care while in a foreign country) covered up to $25,000 (After a $250 benefit deductible)
Choose to pay premiums two convenient ways, in a single upfront payment for 30 to 180 days, or pay by convenient monthly installments


Underwritten by:


Starr Indemnity & Liability Company is an admitted insurer rated “A” (Excellent) by A.M. Best Company. A.M. Best ratings range from D to A++.

Legal Disclaimer: This web site provides a brief description of the plan. You must be 18 years old to apply. The policy will contain reductions, limitations,exclusions, and termination provisions. Full details of the coverage are contained in policy form number AH-60001. If there are any conflicts between this document and the Policy, the Policy shall govern.
Med Plus STM is not available in all U.S states or any other countries outside the U.S and coverage and benefits may vary by state as well.